Loan Rates List

Public Sector Banks

Name of Lender Up to Rs. 30 Lakh Above Rs. 30 Lakh & Up to Rs. 75 Lakh Above Rs. 75 Lakh
Bank of Baroda 7.50% – 9.65% 7.50% – 9.65% 7.50% – 9.90%
Punjab National Bank 7.50% – 9.25% 7.50% – 9.25% 7.50% – 9.25%%
Punjab & Sind Bank 7.50% – 9.00% 7.50% – 9.00% 7.50% – 9.00%
SBI 7.50% – 8.85% 7.50% – 8.85% 7.50% – 8.85%
Union Bank of India 7.35% – 09.25% 7.35% – 09.25% 7.35% – 09.40%
Bank of India 7.35% – 10.35% 7.35% – 10.35% 7.35% – 10.10%
UCO Bank 7.35% – 8.80% 7.35% – 8.80% 7.35% – 8.80%
Bank of Maharashtra 7.35% – 10.15% 7.35% – 10.15% 8.35% – 10.15%
Canara Bank 7.50% – 10.25% 7.50% – 10.25% 7.50% – 10.25%
Indian Overseas Bank 7.40% – 10.00% 7.40% – 10.00% 7.40% – 10.00%

Private Sector Banks

Name of Lender Up to Rs. 30 Lakh Above Rs. 30 Lakh & Up to Rs. 75 Lakh Above Rs. 75 Lakh
HDFC Bank Ltd. 7.75% onwards 7.75% onwards 7.75% onwards
Kotak Mahindra Bank 7.75%% onwards 7.75%% onwards 7.75%% onwards
ICICI Bank 7.75% onwards 7.75% onwards 7.75% onwards
Axis Bank 7.75% – 12.30% 7.75% – 12.30% 7.75% - 9.00%
Karur Vysya Bank 8.50% – 10.05% 8.50% – 10.05% 8.50% – 10.05%
South Indian Bank 7.70% – 10.70% 7.70% – 10.70% 7.70% – 10.70%
Karnataka Bank 7.85% – 9.87% 7.85% – 9.87% 7.85% – 9.87%
Federal Bank 7.80% onwards 7.80% onwards 7.80% onwards
Dhanlaxmi Bank 8.35% – 9.50% 8.35% – 9.50% 8.35% – 9.50%
Tamilnad Mercantile Bank 7.60% – 8.95% 7.60% – 8.95% 7.60% – 8.95%

Housing Finance Companies (HFCs)

Name of Lender Up to Rs. 30 Lakh Above Rs. 30 Lakh & Up to Rs. 75 Lakh Above Rs. 75 Lakh
LIC Housing Finance 7.50% – 09.35% 7.50% – 09.35% 7.50% – 09.35%
Tata Capital 7.75% onwards 7.75% onwards 7.75% onwards
PNB Housing Finance 7.50% – 13.00% 7.50% – 13.00% 7.50% – 13.00%
Repco Home Finance 8.10% onwards 8.10% onwards 8.10% onwards
GIC Housing Finance 7.35% onwards 7.35% onwards 7.35% onwards
Sammaan Capital (Formerly known as Indiabulls Housing Finance) 7.35% onwards 7.35% onwards 7.35% onwards
Aditya Birla Capital 7.60% onwards 7.60% onwards 7.60% onwards
ICICI Home Finance 8.30% onwards 8.30% onwards 8.30% onwards
Godrej Housing Finance 8.5% onwards 8.5% onwards 8.5% onwards
L&T Finance 7.85% onwards 7.85% onwards 7.85% onwards

Foreign Banks

Name of Lender Up to Rs. 30 Lakh Above Rs. 30 Lakh & Up to Rs. 75 Lakh Above Rs. 75 Lakh
HSBC India 7.50% onwards 7.50% onwards 7.50% onwards
Standard Chartered Bank 7.95% onwards 7.95% onwards 7.95% onwards