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Your Health Deserves The Best

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Happy Customer

# 17344+

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Nearly 16000+

Cashless Network

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Premium Starting

at Just ₹ 26/Day **

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2 Claims Settled

Every Minute*

Types Of Health Insurance Plans

Best Health Insurance Plan for Corporate Employees

If you already have a corporate health insurance, then it covers you only during your work tenure and goes out of action once you resign. Hence, get yourself covered under our comprehensive health cover

Best Health Insurance Plan for Diabetic

It is no secret that diabetics need special medical attention! While you track your blood sugar count and tackle Diabetes, let us offload hospitalisation worries with Energy health insurance plan.

Best Health Insurance Plan for Women

No doubt you are a super women with super powers, but you too need medical care at some point of time in life. With my:health Women Suraksha stay secured against life threatening illnesses & stay financially strong.

Best Health Insurance for Family

Your life revolves around your family. Then, why leave their health unprotected? Get a health insurance plan from us and make the most out of our special benefits like unlimited day care treatments and sum insured restore benefits which will cater every member’s medical needs.

My:Optima Secure Global plans

Along with 4X health coverage, this plan provides a global cover which includes coverage for hospitalisation expenses within India and coverage only for emergency medical treatments overseas. This health insurance plan ensures you don’t have to invest in medical insurance separately while travelling overseas.

Best Health Insurance for Parents

Your parents care for you always. It’s your turn to take utmost care of their health by securing their growing medical expenses. Our health insurance plan for parents offer lifelong renewability & AYUSH benefits to cater their growing medical needs.

Benefits of Health Insurance Policy by Loanwala Solutions

Key Features Benefits
Cashless Hospital Network 16000+ˇ across India
Tax Savings Upto ₹ 1 lac****
Renewal Benefit Free Health Check-up within 60 Days of Renewal
Claim Settlement Rate 2 Claims/Minute*
Claim Approval Within 38*~ Minutes
Coverage Hospitalization Expenses, Day Care Treatments, Home Treatments, AYUSH Treatment, Organ Donor Expenses
Pre & Post Hospitalization Covers Expenses upto 60 days of admission & 180 days post discharge

Health Insurance Coverage: What is Covered In health Insurance Policy

How to Choose the Right Health Insurance Plan

01.

Ensure Adequate Sum Insured

If you are looking to insure yourself consider a health insurance plan with a sum insured ranging between 7 lacs to 10 lacs. For a family a policy the sum insured could range between 8 to 15 lakhs on floater basis. Remember, your health insurance plan should be adequate to cover for more than one hospitalisation that may happen in a year.
02.

Choose The Right Premium

Health insurance premiums are quite affordable. So when you chose a plan, don’t make a hasty decision of paying low premiums for a smaller sum insured and then co-pay your hospital bills later. You might end up paying hefty amount for your medical bills. Instead, work on a co-payment clause that’s easy on your pocket.
03.

Check Network Of Hospitals

Always check if the insurance company has a wide list of network hospitals included in your health insurance plan. Also check, if the nearest hospital or medical facility is listed by the insurance company, so it will help you avail cashless treatment. At HDFC ERGO, we have a huge network of 12,000+ Cashless Health care centers.
04.

No Sub-limits Help

Usually your medical expenses depend upon your room type and disease. It is recommended to buy a health insurance plan that does not have sub-limits on hospital room rent so that you can choose the hospital room as per your comfort. Most of our policies also don’t imply disease sublimit; this is also an important factor one must keep in mind.
05.

Check Waiting Periods

Your health insurance plan does not come into action while you are waiting period is not completed. Always check health insurance policies with lower waiting periods for pre-existing ailments and maternity cover benefits before buying a health insurance plan online.
06.

Choose A Trusted Brand

Always choose a health insurance company that has a good reputation in the market. You must also look at the customer base and claim paying ability to know if the brand will honor the claims that you may make in future. Choosing a health insurance plan is a commitment of both policyholder and insurer, so take a decision calmly.

Documents Required for Health Insurance Claim Reimbursement

Below are the documents that you need to keep handy when making a claim against your health insurance policy. However, do read the policy terms and conditions carefully, in order to avoid missing out any important document.

  • The claim form with your signature and valid identity proof.
  • Prescription of the doctor stating hospitalization, diagnostic tests and medicines.
  • Original Hospital , diagnostic , doctors and medicine bills along with receipts.
  • Discharge summary, case papers , investigation reports.
  • Police FIR/medico legal case report (MLC) or post-mortem report if applicable .
  • Proof of named Bank Account like Cheque copy/Passbook/Bank statement

Our Satisfied Clients

Testimonial

Excellent service! The team was professional and guided me throughout. I received the funds quickly without any hassles. Thank you, Loanwala Solutions!

Ravi Hooda

Loanwala Solutions offered flexible repayment options and a smooth process. The team was knowledgeable and very helpful. I highly recommend their services!

Shashi Ahlawat

Quick funding with minimal paperwork! Loanwala Solutions provided me with the perfect solution for my business needs. Fantastic experience!

Sunil Lohia

The best loan provider I’ve worked with! Loanwala Solutions offers reliable service, clear communication, and fast disbursement. Truly a great experience.

Himanshu Satish Sharma

I was impressed by the transparency and customer service at Loanwala Solutions. They truly care about their clients. I’m very satisfied with their support.

Rishi Prakash Sharma

Loanwala Solutions made the loan process so easy and stress-free. Their quick approval and flexible EMIs were exactly what I needed. Highly recommended!

Krishan Gaur

I needed a business loan, but due to some document issues, most lenders rejected my application. Loanwala stepped in and made it happen! Their team was professional, supportive, and ensured a smooth process. Highly recommended for hassle-free loan solutions!"

Ayush Aggarwal

I was struggling to get a personal loan due to my low CIBIL score, but Loanwala made it possible! The process was smooth, quick, and hassle-free. Highly recommend their services!"

Harpreet Singh

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